Fees — Making Financial Planning fair and accessible
FEES
Making Financial Planning fair and accessible — with no surprises.
The fee structure is simple, transparent and fair. You will always know exactly what you are paying and what will be delivered. By removing the ambiguity around fees, we ensure that our partnership is built on trust from day one, allowing you to focus entirely on what matters most: living the life you have planned.
ONE-OFF FEE
Building and Implementing your Plan
We charge 1% on the first £500,000 we implement a plan on
then 0.5% on the next £500,000
and 0.25% on the remainder.
Minimum charge £750, maximum charge £10,000.
ONGOING FEES
Ongoing Advice
We charge 0.85% of the value of the funds managed per year - ensuring you make the right decisions and avoid drifting off track as life evolves.
Minimum charge £350, maximum charge £10,000.
There are no exit charges
What’s included in your ongoing service
Everything listed below is included in your ongoing advice fee. There are no hidden extras or additional charges for these services.
Ongoing advice fee
0.85%
of the value of funds managed per year
Minimum
£350
per year
Maximum
£10,000
per year
Keeping you informed
- Access to an online personalised client dashboard
- Online document library
- Quarterly market commentary
- Quarterly newsletter
- Annual statement of holdings
- Confirm receipt of provider statements
- Ad hoc valuation reports
- Unlimited access to your adviser by phone and email
Reviewing your position
- Digital gap analysis
- Review of your life plan and objectives and goals
- Review of your approach to risk
- Review of your investment strategy
- Review of your tax efficiency
- Review meeting — video call or face to face
- Cash flow planning and 'what if' scenarios
- Ad hoc meetings at your request
Taking action
- Introduction to legal services
- Introduction to accountancy services
- Asset allocation changes and fund switches
- Liaising with your tax and legal advisers
- Annual ISA allowance provision
- Annual pension allowance provision
- Additional investments and top ups
- Increasing or amending regular payments
- Arranging regular withdrawals
All of the above is included — there are no extra charges for these services.
You may ask us to undertake other work not directly linked to a particular investment. For this we will agree a fee with you before we undertake this work.
Fee Calculators
See exactly what you would pay — transparent, capped and tailored to the value of your plan.
ONE-OFF FEE
Building & Implementing your Plan
1% on the first £500,000
0.5% on the next £500,000
then 0.25% on the remainder
Minimum £750, maximum £10,000.
- Fee if you implement the plan
- £0
- Effective rate
- 0.00%
1% on first £500k · 0.5% on next £500k · 0.25% above · min £750 · max £10,000.
ONGOING FEES
Ongoing Fees
0.85% of funds managed per year.
Minimum £350, maximum £10,000.
- Ongoing fee
- £0
- Equivalent monthly cost
- £0
- Effective rate
- 0.00%
0.85% of funds managed per year · min £350 · max £10,000.
There are no exit charges . These figures are illustrative only and based on the standard fee structure shown above. Your actual fee will be confirmed in writing before any work begins.