A NEW VIEW ON DIVORCE
Financial planning after divorce.
When your divorce settlement is complete, or close to being agreed, your finances need a plan built around one life rather than two. A New View helps you understand what you have, what you may need and how pensions, savings, investments, protection and future spending fit together.
Our financial planning after divorce service gives you a structured way to reorganise your financial life, test whether your plans are realistic and make considered decisions about what comes next. Financial planning during divorce can also begin once the likely shape of a settlement is becoming clearer. We can help you understand the financial implications and work alongside your solicitor, while leaving legal advice to them.
Based in Gerrards Cross, A New View works with clients across Buckinghamshire and throughout the United Kingdom, in person where practical or by video call.
Would a clearer plan help?
- Your settlement is agreed and you need a fresh plan for the life ahead
- You want to understand your new income, expenditure, assets and commitments
- You are unsure whether your retirement plans remain achievable
- You need to decide how savings, pensions or settlement assets should support your goals
- You want to review protection, beneficiaries and arrangements that may no longer fit
- Managing money independently feels unfamiliar and you would value clear guidance
- You want to support your children without losing sight of your own security
- You would like one coherent plan rather than making each decision in isolation
Build a new financial view
A calm, judgement-free way to understand your finances after divorce and create a plan that is genuinely yours.
What financial planning after divorce can help you do
The work starts with your whole financial picture and turns it into a practical, joined-up plan. Recommendations are personal to you and only made after we understand your circumstances, objectives and attitude to risk.
Understand your new position
Bring your income, spending, assets, liabilities and financial commitments into one clear picture, so you know where you are starting from.
Plan future spending and cash flow
Explore how your resources may support day-to-day life and longer-term goals. Cash flow modelling uses assumptions, not guarantees, but it can make the consequences of different choices easier to understand.
Revisit retirement
Review pensions and other potential sources of retirement income, then consider whether your expected retirement date and lifestyle remain realistic after the change in your circumstances.
Manage settlement assets
Decide what should remain accessible, what may be needed later and whether investing is suitable for part of the money. Any recommendation will reflect your needs, timeframe and capacity for loss.
Protect the plan
Reassess financial protection and emergency reserves now that income, dependants and responsibilities may have changed, so the plan is not relying on assumptions from your former household.
Update goals and legacy plans
Set priorities for your next chapter and review beneficiary nominations and estate-planning arrangements. Where legal documents need changing, we will encourage you to take appropriate legal advice.
Financial planning during and after divorce
A settlement tells you what you have; a financial plan helps you decide how those resources can support the life you want. Good divorce financial planning can start while the figures are taking shape and continue after the settlement, without replacing legal advice. Keeping divorce and financial planning decisions connected can make the effect of different choices easier to understand. We begin by listening, gathering the relevant information and agreeing what matters most before considering any recommendations.
Clarify where you are now
We organise the facts: your income, spending, pensions, savings, investments, property, liabilities and any continuing commitments arising from the divorce.
Define the life the money needs to support
We turn immediate concerns and longer-term ambitions into clear priorities, including housing, family support, work, retirement and the level of reserve you want to keep available.
Build and review the plan
We model possible routes, explain the trade-offs and, if you ask us to proceed, help implement suitable recommendations. The plan is reviewed as your life, markets and legislation change.
Advice shaped by professional and personal experience
A New View was founded by Karen Huish, an independent financial adviser who holds the CII Level 4 Diploma in Regulated Financial Planning. Karen also brings firsthand experience of rebuilding her finances and retirement plans after a later-life divorce.
That combination of professional discipline and lived understanding shapes a calm, practical service. You can read more about Karen's story and review her financial planning qualifications.
Connected decisions, kept in perspective
Post-divorce decisions rarely sit neatly in separate boxes. Your retirement date can affect how much you invest; housing choices can affect cash flow; and changes to dependants or beneficiaries can affect protection and estate planning.
Where useful, we will connect your plan with our approaches to retirement planning, building long-term wealth, financial protection and inheritance and legacy planning.
If you would prefer a practical starting point, read our gentle financial checklist for life after divorce.
Questions about financial planning after divorce
What does financial planning after divorce involve?
It starts with understanding your new financial position, priorities and future spending. We can then build a plan covering cash flow, pensions, savings, investments, protection and the goals that matter to you.
When should I speak to a financial planner?
You can speak to us when a settlement is taking shape or after it has been agreed. If matters are still being negotiated, we focus on the financial implications and can work alongside your solicitor; we do not provide legal advice.
Can you help me understand whether my retirement plans are still achievable?
Yes. Cash flow planning can bring together your pensions, other assets, expected income and future expenditure to illustrate different scenarios. The assumptions and risks are explained clearly, and the plan can be reviewed as your circumstances change.
Do I need to know what I want before our first conversation?
No. The free introductory conversation is a chance to explain where you are now, what feels uncertain and what you would like help with. There is no obligation to proceed.
Start with a free introductory conversation
Tell Karen what has changed and what you would like your money to make possible next. The first conversation is informal, without obligation, and you can review our fees before deciding whether to continue.
Book your introductory call